Calculators

Free tools that put real numbers on the two questions people ask first: what a child care program would actually cost an employer after the credits, and which of the two tax breaks leaves a family better off. Rough inputs are fine.

The background on the second one, including where the crossovers fall and why they moved in 2026, is in the write-up on the blog. The parent-facing version of all of this, with a paste-ready note for whoever owns benefits at your company, is in the Parent Toolkit.

These are illustrative estimates, not legal, tax, or financial advice. Arluck Consulting is not a law firm or CPA firm. Run anything you plan to act on past your own qualified advisors first. Questions cost nothing: jake@arluckconsulting.com.